Welcome to REOMind Deal Flow.
Every week, from this address, you'll get one email from me — Mike Linton — that does exactly two things: put real REO inventory in front of you before it goes public, and tell you plainly what the Florida bank REO market is actually doing.
That's it. No sponsored deals. No content-marketing filler. No motivational-quote openings. If a week goes by where I have nothing worth sending, you won't hear from me.
Every week, from this address, you get one email that does exactly two things: puts real REO inventory in front of you before it goes public, and tells you plainly what the Florida bank REO market is actually doing.
Who this is for
You underwrite deals. You close in weeks, not quarters. You are one of the following:
- An institutional REO buyer, family office, or private-credit shop deploying $500K–$25M+
- A regional operator who wants first look at bank-side inventory before it hits Crexi
- A §1031 exchange buyer under a 45-day identification clock who needs identified property, fast
- A special-servicer or asset-manager counterparty who wants to know what buyers are actually paying
If that's not you, you're welcome to stay, but you're not who I'm writing to.
Why now
Three shifts in the Florida REO market are converging in the back half of 2026, and any one of them is a large opportunity:
1. Condo distress from SB 4-D is arriving. Florida's 2022 post-Surfside statute forced structural inspections and reserve funding on every condo building three stories or taller. Special assessments are landing now. HOAs that can't fund reserves are foreclosing on unit owners; some are approving bulk sales at 50-60 cents on the dollar. This wave runs through 2028. I have the inventory pipeline forming.
2. Small-balance CRE has real distress. Regional-bank commercial loan books are working through the 2021-2023 vintage that priced when SOFR was 0.05% and now resets against 5%+. Office and retail assets at $500K-$3M are getting quietly moved into REO across Tampa, Orlando, and Jacksonville. Banks would rather sell to a real buyer they know than list on a public marketplace.
3. Insurance-driven forced sales are surging. Citizens depopulation plus 2024-2025 rate reunderwriting is creating a class of property owner who can't afford to hold. Some of that shows up as bank REO in 90 days.
The buyers who move first here will define the next cycle. That's the wave this newsletter is built to serve.
What you'll get, week to week
Every issue is three sections, in this order:
Deal alerts. New REO inventory I've sourced directly from bank REO desks, special-servicers, and the Linton Global network. Priced, positioned, ready to underwrite. Most are off-market. If you want a full package on any of them, reply and I'll open a data room.
Market intel. One or two numbers that actually matter this week — cap-rate movement in a specific submarket, a SIRS-driven distress signal, an insurance shift, a bank that just moved a portfolio. No macro punditry. Just what changed.
Reply-to-Mike. This email goes out from mike@reomind.com. Every reply hits my inbox. No gatekeepers, no BDR queue. If you have a question, a bid, or a specific piece of inventory you want me to find, just reply.
The pipeline behind this
REOMind Deal Flow sits on top of the same architecture that powers our institutional REO disposition work at Linton Global Solutions — the brokerage — and REOMind.ai — the disposition platform serving the sell-side. This newsletter is the buyer-side of that same pipeline.
If we've placed a deal for a seller, you're often the person on the other end of that trade. It's better for everyone if we know each other.
Who I am
I've been brokering commercial real estate in Florida since 1987. FL license BK703722. Designations that matter: NCREA, CREIPS. I run Linton Global Solutions and I'm the founder of Linton Global Technologies, which builds the platform that powers REOMind.
I've closed enough REO deals to know what a real buyer looks like and what a tire-kicker looks like. This newsletter is filtered accordingly.
What's coming next week
Issue #002 will lead with the first named Florida condo building where SIRS-driven distress has crossed into disposition territory. If your buy box includes South Florida condo REO, that one is for you.
If you haven't already, subscribe here — take 30 seconds to tell me your capital band, geography, and asset class so I can flag deals that actually fit you.
See you Wednesday.
— Mike
Reply directly to this email. It goes to me.
Michael R. Linton
Founder · Linton Global Solutions
Reply directly to this issue — mike@reomind.com. It goes to me, not a queue.